fingerprint
phone 9919842361

BRADY PESO Privacy Policy

BRADY PESO collects and uses personal data to provide services, protect accounts, and comply with applicable privacy laws.

Welcome to BRADY PESO, a mobile application dedicated to providing efficient financial information matching and support services. This platform is operated by BRADY PHILIPPINES SERVICES INC. (hereinafter referred to as "the Company", "We", "Us", or "Our").

We respect your privacy and are committed to protecting your personal data in accordance with the Philippine Data Privacy Act of 2012 (DPA). This Privacy Policy outlines how we manage your information when you interact with our application and website (https://www.bradyphilippines.com ).

1. Our Commitment to Data Minimalization

Unlike traditional platforms, BRADY PESO adheres to the principle of "data minimization." We only collect the specific information required to ensure service security, risk assessment, and identity authentication. We do not access your private SMS, contacts, or photo galleries.

2. Categories of Data Acquisition

  • Identity & KYC Data: Your full name, government-issued ID details, and facial biometrics captured for real-time identity verification.
  • Geographical Information: We collect your GPS location to verify that you are applying within the Philippine territory and to assist in our regional risk assessment.
  • Device & Technical Metadata: Including your Device Model, Unique Device Identifiers (UUID), Screen Resolution, Operating System version, and Network status. This is used to prevent account takeovers and ensure the App functions correctly on your hardware.
  • Financial & Employment Profile: Information regarding your income, workplace, and bank account details for fund disbursement.

3. Integration of Third-Party Analytics (Adjust)

To optimize our user experience and monitor the effectiveness of our marketing, we have integrated Adjust, a professional attribution and analytics service.

Adjust may collect pseudonymous identifiers (such as IDFA or IP addresses) to analyze how you discovered our App.

The data processed by Adjust is encrypted and used solely for performance analysis and anti-fraud purposes. You may manage your tracking preferences via your device’s "Privacy & Security" settings.

4. App Tracking Transparency (ATT) Disclosure

Special Compliance: Apple App Tracking Transparency (ATT)

In accordance with Apple’s App Store Review Guidelines and the Philippine National Privacy Commission’s principles of transparency and consent, BRADY PESO strictly adheres to the ATT framework for all users on iOS devices:

  • Explicit User Consent: Before we access your device’s advertising identifier (IDFA) or share any tracking-related data with third-party partners like Adjust, the App will display a system-level permission pop-up. We will only track your activity if you explicitly select "Allow".
  • Purpose of Tracking: With your authorization, we use tracking data exclusively for:
  • Attribution Analysis: Understanding which marketing channel led you to install our App via Adjust.
  • Fraud Prevention: Identifying non-human traffic or bot activities to ensure the security of our financial services.
  • Service Optimization: Improving the efficiency of our user acquisition and technical performance.
  • Right to Opt-Out:If you choose "Ask App Not to Track", we will respect your decision. Your access to core features—such as loan matching and account management—will not be restricted. However, your experience may be less personalized, and our ability to attribute your install to specific promotions will be limited.
  • Control at Any Time: You can modify your tracking preferences at any time by navigating to Settings > Privacy & Security > Tracking on your iOS device.

5. How We Utilize Your Information

Your data is processed for the following purposes:

  • Service Delivery: Processing your registration and facilitating loan-related support with our financial partners.
  • Security & Anti-Fraud: Identifying suspicious activities and protecting your account from unauthorized access.
  • Regulatory Compliance: Meeting the mandatory reporting requirements set by Philippine financial and data authorities.

6. Data Retention and The Right to Erasure

We store your data on secure, encrypted servers. We retain information only as long as necessary to fulfill the purposes outlined in this policy or to comply with legal obligations.

Account Deletion: We empower you with full control over your account. You may request the permanent deletion of your account and associated data directly through the "Delete Account" feature within the App settings. Alternatively, you can submit a deletion request to support@bradyphilippines.com. Once processed, your personal data will be purged or anonymized, except where retention is legally mandated.

7. Your Rights as a Data Subject

Under the DPA, you are entitled to:

  • Access: your data and request a copy of the info we hold.
  • Correct: any inaccuracies in your personal profile.
  • Object: to certain types of processing.
  • Lodge a complaint: with the National Privacy Commission (NPC) if you believe your rights have been violated.

8. Security Measures

BRADY PESO employs industry-standard AES-256 encryption and SSL protocols to ensure that your data remains confidential during transmission and storage.

9. Contact Information

For any inquiries regarding this policy or your data rights, please reach out to our Data Privacy Officer:

10. About the Loan Provider

BRADY PESO partners with Loan Star Lending Group Corp., a licensed financial institution authorized to offer lending services in the Philippines. The company holds SEC registration number CS201420759 and authorization certificate number 1652. You can reach them at:

  • Email: finance@loanstar.com
  • Phone: 9510545562
  • Address:4th Floor Carsib Building Orense Street Corner Del Carmen Street, Guadalupe Nuevo Makati, Metro Manila, 1200 Philippines