Frequently Asked Questions

BRADY PHILIPPINES SERVICES INC. offers elite financial lending products tailored for high-performing professionals and business owners who require quick, substantial capital with flexible terms and absolute discretion.

Yes. BRADY PHILIPPINES SERVICES INC. is a fully registered corporation with the Securities and Exchange Commission (SEC) and holds a Certificate of Authority to operate as a financing company. Our registration details are publicly verifiable.

• Filipino citizen aged 21 to 60 years old.
• Currently employed or self-employed with a steady income source.
• Valid government-issued ID (Passport, Driver's License, UMID, etc.).
• Active bank account or e-wallet for fund disbursement.

Our AI-driven assessment engine typically processes applications within 15 minutes to 2 hours during business hours (9 AM - 6 PM). Once approved, funds are disbursed immediately via InstaPay or PESONet.

No. BRADY PHILIPPINES SERVICES INC. offers unsecured loans based on your creditworthiness and income profile. We respect your autonomy and do not require collateral or co-makers for standard loan tiers.

You can repay your loan easily through our partner channels:

• GCash / Maya (Bills Payment)
• 7-Eleven (Cliqq Kiosk)
• Online Banking (BDO, BPI, Unionbank via DragonPay)
• Remittance Centers (Cebuana Lhuillier, M Lhuillier)

Absolutely. We encourage responsible financial behavior. Early repayment incurs no penalties, and doing so may increase your credit limit for future transactions.

We utilize enterprise-grade 256-bit SSL encryption to protect all data transmissions. We are fully compliant with the Data Privacy Act of 2012 (Republic Act No. 10173), ensuring your information is never shared with unauthorized third parties.

Our mobile application only requests permissions necessary for identity verification and risk assessment, such as camera access for ID scanning. We do not access your contacts or gallery without explicit consent and a clear purpose.